I am not so sure.... It is probably totally automated.... I could make that piece by hand in a few hours, so it cannot be more than a few hundred dollars to produce...
Not an electrical engineer are you? As others have said the flow of energy is the same for both, it just takes more energy to take the Rivian a mile... You are gaining just as much charge even thought not as much range. To gain the same range per unit time, the Rivian would need to charge faster.
Unless you are willing to default you are the one at risk whether you borrow or use savings. If you are willing to over extend and default then I do not know what to tell you.
If you carefully read the core question it is not apples to oranges. It sounds like you would borrow to invest. That is fine and many have done well but it is speculative. I prefer to not finance a depreciating asset.
This is very confusing. You have bought 4 cars this year and could have paid cash for all but you are not flush with cash?
The count’s point of view is one from someone with money and explains why he has money.
Would you take a loan out to invest? If you finance a car when you can afford to...