Did you ordered factory PPF? We have the exact same config, and after removing PPF earlier this month, my delivery date moved up from Feb 24 to this week. I'm in socal.
Looked like they jacked up their rates a few times (3 times in just a week according to reddit), I'll try and see if it still worth it. Thanks for the detailed info!
Congrats, that's an amazing rate! How long/smooth was the membership and loan application? My R1S will arrive early Nov, not sure if it's too late to apply LoCFCU.