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VSG

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Curious about the "Position 9" calculation, so I will wait for some more input if we can predict/calculate the character that we can give the insurance.
The check digit is calculated the same way for every vehicle. That's the only way that it can work - if every manufacturer had their own proprietary check digit algorithm then you would never be able to check the VIN validity.

See the details at:
https://www.ecfr.gov/current/title-49/subtitle-B/chapter-V/part-565#p-565.15(c)(1)
I tried this and it calculated the correct check digit for my 2022 R1T.

You can find an online calculator here:
https://vpic.nhtsa.dot.gov/decoder/CheckDigit/Index
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lefkonj

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Thank you for posting this exact thread. I am holding out to hopefully purchase the 2026 R1S and could use this information to (hopefully?) get an insurance realistic quote before i commit to the car. I have seen some stories in NJ of other cars around $4K, so a bit worried to add to the cost.
Adding my Gen1 QM increased my insurance increased by about $100 a year, replacing it with a Gen2-Tri dropped it $250, in NJ. Just so you know.
 
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Kritikatsi2

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The check digit is calculated the same way for every vehicle. That's the only way that it can work - if every manufacturer had their own proprietary check digit algorithm then you would never be able to check the VIN validity.
Thank you for the reply, extremely helpful. Will try to calculate for a 2026 Quad R1S (that's what I want), but what will happen may be another story :)
 

Kritikatsi2

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Adding my Gen1 QM increased my insurance by about $100 a year, replacing it with a Gen2-Tri dropped it $250, in NJ. Just so you know.
Good to hear! Disclaimers aside of things that affect insurance pricing, I sure hope the trend you observed in NJ will trickle down to me as well. Will report back when i am able to get a quote. It seems that different type of insurance providers are applying for an approximate 20% increase of services (I got a letter from Home owners insurance a week ago) for NJ for State approval.

One thing is certain for me, i love the car so much that insurance is not going to ruin it for me no matter what. I will find a way to make it happen by budgeting from somewhere else.
 

lefkonj

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Good to hear! Disclaimers aside of things that affect insurance pricing, I sure hope the trend you observed in NJ will trickle down to me as well. Will report back when i am able to get a quote. It seems that different type of insurance providers are applying for an approximate 20% increase of services (I got a letter from Home owners insurance a week ago) for NJ for State approval.

One thing is certain for me, i love the car so much that insurance is not going to ruin it for me no matter what. I will find a way to make it happen by budgeting from somewhere else.
Homeowners nationally is whacked. Ours has tripled in 5 years just wrong.
 

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akc5247

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Thank you for posting this exact thread. I am holding out to hopefully purchase the 2026 R1S and could use this information to (hopefully?) get an insurance realistic quote before i commit to the car. I have seen some stories in NJ of other cars around $4K, so a bit worried to add to the cost.

Like everywhere else, insurance rates are going up BUT the car is amazing and certainly worth it. However, the significant other may not agree with me on this one.

Curious about the "Position 9" calculation, so I will wait for some more input if we can predict/calculate the character that we can give the insurance.

Stay safe, and be safe friends!

Congrats on the order. How much is your insurance quote BTW?

I switched from Geico to Nationwide - saved almost $800/year - when I got the R1S almost 1.5 years back. Bumped up my umbrella coverage but still saved compared to Geico.
 

Kritikatsi2

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Congrats on the order. How much is your insurance quote BTW?

I switched from Geico to Nationwide - saved almost $800/year - when I got the R1S almost 1.5 years back. Bumped up my umbrella coverage but still saved compared to Geico.
Thanks! Can't wait to get the car and take it out on a spin at Pine Barrens. I made the unfortunate calculation to stay with one insurance for 9 years ... Switched to progressive for a household of 2 drivers with 3 cars and I am now paying half the money yearly ... Adding the 2026 Quad R1S will bring me 1K less per year (with 4 cars at 250/500K) than what the renewal wanted for only 3.

Talk about loyalty ... and staying with one provider with no accidents, no tickets, no points ...
 

akc5247

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Thanks! Can't wait to get the car and take it out on a spin at Pine Barrens. I made the unfortunate calculation to stay with one insurance for 9 years ... Switched to progressive for a household of 2 drivers with 3 cars and I am now paying half the money yearly ... Adding the 2026 Quad R1S will bring me 1K less per year (with 4 cars at 250/500K) than what the renewal wanted for only 3.

Talk about loyalty ... and staying with one provider with no accidents, no tickets, no points ...

Change is the one constant.

And of course there is no loyalty anywhere anymore. Even with Rivian.
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