Insurance Experience - Shopping Around

[Riviot]

State Farm, besides being more expensive, actually does not have a separate glass coverage; glass repairs would fall under comprehensive coveage with a $1k deductible,plus very likely jacking up my rates right away should I file a claim. No way, no how, no, thanks.

Right? USAA doesn't, I asked a while back. My deductible is $100 because of that.

I finally got a human that didn't disconnect me, waited for 20 minutes for them to confirm, and learned that as long as Safelite has you sign a waiver that they can't do recalibration, you can have Rivian do it. Pay out of pocket, submit to USAA, they review/reimburse against the same claim.

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