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Also, as someone who lives in a capitalist society that generally pushes the idea of career advancement and 5/10 year goals, could someone explain to me this concept of “temporary increase in disposable income”. I would hope the only thing temporary is the fact that it was your most recent increase

I want to mention that Rivian specifically states their financing goes up to 84 months and with a down payment that could be less than $1k per month

Thats fair, I think it certainly isn’t prudent of me but personally I think it will motivate me to make more to keep enjoying my luxury.

I also don’t want to argue about what people can afford or choose to get car-wise. But I sure see a lot of broke ass people leasing/financing ~$40k cars so why can’t I who own a home, am single, have disposable income and extra rent money, get a nice car?

I think you are ignoring “minus tax/rent/mortgage” That is 180k a year in disposable income. Around 400k before everything i would think

I highly underestimated on that poll because I’m a homeowner that gets an additional 2400 a month in rent on average. And these “big moves” aren’t some stupid stocks or something, I’m talking about actually making a career move. Not going into my personal life but I’ve underachieved until...

I don’t understand this? You don’t want to take part in the discussion thats fine. A one word reply to a forum thread, doesn’t really get much a message across

It was just easier to write/look at that way. I didn’t want 40+ options…

I think I’m a relatively young and poor man for this forum. However I’m planning some big moves financially this year and I should be making enough more to not hesitate at the financing for this by the time my June 2021 preorder comes around. I’m single so I don’t know how having a partner...

My favorite part of this video is when they complain about the direction EV and technology companies are going. Gee I wonder why you guys were ignored. When they were complaining about the switch to bezel-less on iPhones and to usb-c only on macs, I can tell they probably would have similar...

Exactly, I don’t see the Hummer or the F-150 Lightning on here, the Hummer will certainly be at the very bottom.

I'm not sure how they manage to do this securely without having some way for a hacker to then get access to clear text usernames and passwords. All I could find when researching my comment was that they were PCI DDS compliant which after reading this page I guess means jack sh*t. TL;DR I was...

I've never heard of this Plaid service personally but they definitely do not store your password. That would be a huge security violation and they would probably get in legal trouble since it's also a 3rd party company's login information. You are likely still being tracked by all these...