120/month by USAA in a not great neighborhood on the North Side of Chicago. 2016 Mazda CX-9 was like 75ish. If Rivian can't beat companies like Progressive, I doubt they'll beat USAA.
Rivian/Nationwide was very comparable to USAA for me. I ended up moving all policies to Rivian/Nationwide because of rate and the ability to jump the line for a new Rivian in the event of a total loss.
Everybody’s circumstances are different so you need to shop around.