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When you get the email to "Confirm your Configuration" it clearly states that by confirming your configuration, the buyer is locking in the deposit and it will no longer be refundable. I remember this very clearly when I got the same email a couple months ago. And by the time you get there to...

Yes. I think they are flooded with Rivian purchasers after the reddit post last week. I think their advertised rates must include the discounts for having a checking account, using autopay etc. Thanks everyone for the reassurance, I think I am going to go with the Rivian financing and refi...

Like said above, it would still be a new car loan. It's taking so long because folks found out about the low rates at this credit union and they are flooded with applicants. Hmm it sounds like my plan is actually viable.

I'm sure the guide won't have a problem pushing out the delivery date. It's my wife that I'm worried about. :lipssealed:

Should have googled first, not a good idea because it will affect your credit score and that would affect how good of a rate you can get on the other loan. There is also likely a 2-3 month wait while the title, etc gets transferred to the first lender.

Hey all, Our guide has put us on the calendar to pick up our Rivian on the 30th. The problem is that our lender is not going to be ready until next week or maybe the week after. I was thinking about financing with Rivian and then just refinancing in 3-4 weeks. Is this a bad idea?