KCFGFE
Active Member
I see they're at 4.99% for auto loans at the moment. Are they still offering up to 1% lower for the first 90 days for new customers to reach 3.99%?I am so glad I started this thread...I just secured 3.99% for $70k, 72mo (rate was the same for 60mo) with FedChoice yesterday (11/7).
Process-wise, all I had to do was open a savings account and make a donation to their non-profit arm. The process was smooth overall with no surprises. They do ask you to verify your SSN "security questions" by phone which was a bit less efficient for the consumer but that was really it. I was pre-approved in 1d.
@DJC: I did not see a minimum required.
Thank you so much to @Potato_Daddy for the pointer.
Since I had also applied with USSFCU, I am also a member of some sort of association in VA. Oh well.
Thanks to this forum, I went from 6.09% with PenFed which was my initial "best", all the way down to 3.99%. I'm done though, 3.99% is way better than I expected.
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