Rivian insurance?

[Oldsmobile_Mike]

I have "Rivian Insurance" (Nationwide). We also have them for our house, so they did the whole "bundle" thing (with my wife's car also). When I got it, it was only $17 more per month than what I was paying for my old beater Chevy truck. I joke that if I couldn't afford that, I wouldn't have been buying a new truck in the first place. From what I recall, they were about $100 bucks less than USAA.

Don't think it's gone up much. We both have clean records, but live in an area with a lot of uninsured motorists / hit & runs. Obviously YMMV. Good luck!

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[UnsungZero_OldTimeAdMan]

I didn't have much luck with Rivian insurance. They wanted $290/month. State Farm insured me for $190/month but recently informed me it's going up to $220/month. I have great credit and no accidents.

I know that the state minimum in California is going from $15/30,000 to $30/60,000 shortly and that might be SOME of the reason it's increasing. Who knows. We pay more for everything in California.

Make sure you are comparing similar or identical levels of coverage. Premiums alone don't paint a full picture.

 

[waitingonanr1s]

Honestly I don’t think anyone is getting deals on insurance anymore. USAA tried to almost double my insurance after a year with my Rivian even though nothing changed (no tickets, no claims). I switched to Progressive which split the difference but I’m sure they will raise it soon too. It’s BS.

You pretty much just have to shop insurance every year now. It's a complete pain in the ass - but the premium differences between insurers were wild the last time I shopped rates in 2024. My insurance is coming down $200 per month with Progressive upgrading to the Dune, but also switching from a CA to CO policy - so it's hard to quantify the decrease, since I doubt the upgrade is driving a decrease. It didn't change that much on the move out here?

 

[COdogman]

You pretty much just have to shop insurance every year now. It's a complete pain in the ass - but the premium differences between insurers were wild the last time I shopped rates in 2024. My insurance is coming down $200 per month with Progressive upgrading to the Dune, but also switching from a CA to CO policy - so it's hard to quantify the decrease, since I doubt the upgrade is driving a decrease. It didn't change that much on the move out here?

Yeah, I fully expect Progressive to try the same crap at renewal time. CO has some of the most expensive auto rates in the nation, so I don’t expect much relief even if I play the game every year, but unfortunately you are probably right

 

[irvineboy]

Yes I have called dozen different places like Wawanessa, Costco, Progressive, Geico, Amina and AAA. No one is taking new clients.

 

[iamnid]

Make sure you are comparing similar or identical levels of coverage. Premiums alone don't paint a full picture.

Exact same coverage - $290/month with Rivian, $190 (now $222) with State Farm. State Farm is only cheaper because we have our homeowner's insurance with them.

 

[iamnid]

Yes I have called dozen different places like Wawanessa, Costco, Progressive, Geico, Amina and AAA. No one is taking new clients.

I am able to get USAA insurance and, when I called them for a quote, we got quite far along in the process and then they asked me what type of vehicle. They then told me, "Sorry, we aren't insuring electric vehicles."

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