Loan rates?

[Lmirafuente]

$5 to open a checking account.

Thank you!

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[MXA121]

I missed the boat on this but Cali folks can get 2.49% up to 72 mo. Apparently just gotta make a donation to join. Act fast though, offer only good til December 31.

https://www.myeecu.org/

Thanks for this! Rivian opened my purchase process and I jumped on this offer to snag the 2.49% rate! Now as long as my vin makes it...
Rivian wanted 6.5% for reference.

 

[Ngkgb]

Thanks for this! Rivian opened my purchase process and I jumped on this offer to snag the 2.49% rate! Now as long as my vin makes it...
Rivian wanted 6.5% for reference.

Youre welcome. Glad you were able to use it.

 

[jeeden]

Youre welcome. Glad you were able to use it.

Does the donation also get you around the "vehicle must be titled in California" requirement though?

 

[Jay]

check out tower credit union. They are giving 2.99% for 60 months.

 

[canikony]

Awesome, love seeing more options for financing.

 

[Prime]

Never used a credit union so question for those who recently have. What's required to start the loan process? Is it just the VIN and MSRP?

 

[monzarottie]

Never used a credit union so question for those who recently have. What's required to start the loan process? Is it just the VIN and MSRP?

Exact same process as with a bank. The only caveat is you need to be a member. Some credit unions will take anyone, others are more particular.

 

[NashvilleR1S]

They didn't...their EV rate is still the same. I just spoke to them because I'm sending my check to Rivian.
https://www.parsonsfcu.org/loan-rates

Trying to apply but Rivian isn't an option. Did you just select "get pre qualified"?

 

[lg3103]

Trying to apply but Rivian isn't an option. Did you just select "get pre qualified"?

I just did the prequalification if I remember correctly and sent the info on the vehicle I was getting. Rivian is set up in their systems.

 

[Tzadik_nistar]

Whats the cheapest rate for a Auto Loan in NY these days (I can get 4.8% on cash in treasuries so why waste the cash on a car if I can use the interest for it)

 

[zymolysis]

I inquired at Parsons and interior credit federal union. I liked that they offer terms up to 96 months and the competitive rates others have noted here. But right now their lowest potential rate for 60 mos was 6.14%, and for 72-96 mos was 6.29%. I also spoke to an underwriter at Parsons and learned that it would be a “full doc” loan, which means that they’d require ALL documents related to every rental property I own before making a decision, and that would take weeks.

I also applied with BofA, which took less than five minutes on my phone, and got approved instantly. The rate is 4.99% for a 72 month term.

Right now Parsons website is showing 3.79/3.99 APR for electric vehicles.

 

[Lmirafuente]

Thank you!

got approved for 3.5%...thanks a bunch!

 

[rkalbiar]

got approved for 3.5%...thanks a bunch!

Where? Term?

 

[Lmirafuente]

Where? Term?

MyEECU.org ...but this for California delivery only...had to pay $10 to join the CU to get this rate. Had to open a saving and checking account to get the autopay discount to get the 3.5%...easy enough to get auto pay from my bank to myeecu.org.

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